Prototype · BizLoansAI.com
Automated SMB underwriting engine.
Enter the telemetry a lender would pull from bank feeds, accounting software and the bureau. The prototype grades the risk, tests affordability against existing debt service, applies a revenue multiple cap, and returns a written decision with limit, pricing and term — plus a revenue-based alternative.
A working prototype for demonstration. It applies standard commercial credit conventions to the figures you supply — it does not read real bank feeds or credit files, and it is not a credit decision.
Business telemetry
Credit decision
Approved — risk grade A (89/100)
Deposits, tenure and residual free cash flow all clear policy; the full request is affordable at this term.
Against contracted revenue, an advance of up to $432,000 repays at a 13% share of monthly collections — no fixed instalment, so repayment slows when trading slows.
Acquire the asset, build your own version on Lovable, or commission the studio to deliver it in production with live bank feeds, bureau integrations and a documented credit policy.