Live product demo · simulated lending platform

Heavy equipment lending console.

This is the working platform our studio builds for HeavyEquipmentLoansAI.com, covering the three concepts on that asset: an autonomous machinery underwriter, a real-time fleet valuation engine, and an automated lease-to-own servicing portal. Every machine, borrower and dollar figure below is generated for demonstration — no real credit files or lender data are held here.

010Applications underwritten this session
020Auto-approved inside the collateral cap
030Referred to a credit officer
04$501,650Open buyout position across the lease book

Autonomous machinery underwriter

Telemetry hours, age and secondary-market liquidity set the advance cap before a human ever reads the file.

  • Collateral value$130,786
  • Automated advance cap$107,244
  • Loan to value115%
  • Indicative rate / term8.6% · 48 mo
  • Decisiondeclined

Decision stream

No decisions yet — set a file on the left and run the underwriter.

    Real-time fleet asset valuation engine

    Depreciation curves, telemetry hours and regional demand re-price collateral continuously, so a lender sees coverage before a default, not after one.

    20 t hydraulic excavatortight market
    $130,786 · 46% of new price

    New price $285,000 · 11% annual depreciation · auction liquidity 82%. At 6,200 hours and 4 years, the recoverable position is $107,244.

    60 t all-terrain cranebalanced market
    $365,790 · 49% of new price

    New price $740,000 · 8% annual depreciation · auction liquidity 74%. At 6,200 hours and 4 years, the recoverable position is $270,685.

    220 hp row-crop tractortight market
    $95,015 · 48% of new price

    New price $198,000 · 10% annual depreciation · auction liquidity 79%. At 6,200 hours and 4 years, the recoverable position is $75,062.

    Articulated wheel loaderbalanced market
    $101,792 · 41% of new price

    New price $246,000 · 12% annual depreciation · auction liquidity 71%. At 6,200 hours and 4 years, the recoverable position is $72,273.

    Tracked dozer, 200 hpsoft market
    $146,577 · 36% of new price

    New price $412,000 · 13% annual depreciation · auction liquidity 63%. At 6,200 hours and 4 years, the recoverable position is $92,344.

    Lease-to-own servicing portal

    Multi-unit schedules, payment structuring and end-of-lease buyouts handled without a servicing team chasing spreadsheets.

    LS-4417 · Kerrigan Civil20 t hydraulic excavator$4,980/mo, 19 of 48 instalments paid. Buyout $68,400. Autopay on.
    LS-4392 · Darling Downs Agri220 hp row-crop tractor$3,410/mo, 31 of 60 instalments paid. Buyout $41,250. Autopay on.
    LS-4360 · Meridian Lift Group60 t all-terrain crane$11,720/mo, 8 of 60 instalments paid. Buyout $392,000. Autopay off.

    Servicing ledger

    No servicing activity yet — post an instalment or quote a buyout.

      Done-for-you engineering

      Run this lending platform on your own book.

      01

      Own the name

      Acquire HeavyEquipmentLoansAI.com and launch equipment finance on an exact-match brand.

      Owner estimate: $9,000–$14,000View the asset
      02

      Commission the build

      Send your specifications — telemetry feeds, auction data sources, credit bureau, servicing and compliance regime — and we scope the production version.

      Custom studio proposalRequest a proposal